Mexico Insurance
Mexico is a great place to visit for a weekend or a vacation. There are a lot of exciting things to see and do. If you are like many people you to will want to take advantage of all that Mexico has to offer by seeing it from motor home. You may even want to take along a boat, off road motorcycle or ATV to get that little extra excitement.
We are pleased to be able to offer you a wide and ever building range of insurance products to make your trip worry free and more enjoyable. We offer a broad choice of specially tailored plans for visitors of all types. It does not matter if you are going for a day, a weekend, going for an extended holiday or are a snowbird with a home or a condo, we can help.
Every one of the insurance companies (or their parent companies) which we use carries an “A-“ or better rating from AM Best. Over the past several years, a number of Mexican insurers have failed, become insolvent, or have stopped offering Tourist Auto coverage. We have aligned ourselves with only the most stable, professional companies in the market to ensure that your claim will be covered and handled professionally.
While we offer the customary coverage presented by all other Mexican insurance providers, we also offer three unique packages which provide coverage not available from standard Mexico insurers, such as Partial Theft, Vandalism, and increased cost of labor for US repair on claims settlements. We continually strive to offer not only the broadest available coverage at the most competitive prices, but also the latest products.
US and Canadian LIABILITY insurance is not recognized by Mexican authorities, and the consequences for driving uninsured can be severe. Insurance issued outside the country is not valid in Mexico; you must obtain insurance from a Mexican insurance company. If you are in an accident or other vehicle related problem while driving without Mexican insurance, it is highly likely that your motorhome or travel trailer could be permanently confiscated and you could be detained by the police. As in other parts of Latin America, if there is an accident, both drivers can be held responsible pending an investigation. They can be jailed and their vehicles seized if there is no proof of ability to pay. In case of serious personal injury, both drivers may be jailed in any event.
Physical Damage and Liability Coverage: Mobility Insurance Coverage offers both Physical Damage and Liability coverage for your motor home, travel trailer or 5th wheel trailer.
How to insure your Trailer or Tow Vehicle: For Liability Purposes, you must list all towed vehicles or accessories even if you do not wish to insure the towed unit for physical damage.
IMPORTANT: If you are towing another vehicle, you must also purchase a separate Mexican insurance policy for that towed vehicle for times when that vehicle is detached and driving under its own power.
Example: If you are driving an RV which is towing a pickup truck, you must purchase two separate Mexican insurance policies:
Insurance Policy 1: RV listed as the primary unit with the pickup truck listed as a towed unit. This will cover both the RV and pickup while the RV is acting as the power unit towing the pickup truck. (It will also cover the RV while the towed unit is detached).
Insurance Policy 2: Pickup truck only. This policy covers the pickup truck (or whatever type of towed vehicle you have) while it is detached from the RV and driving under its own power.
We recommend that you contact Mobility Insurance Coverage if you plan to tow a vehicle so we can fully explain the details of how to properly insure both vehicles.
